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Category Archives: Finance

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What Happens When You Declare Bankruptcy In The UK?

Posted on by Murray & Lamb

Bankruptcy is a method of dealing with and clearing your debts. However, it should only be considered as something of a last resort due to its severe consequences. If you can’t pay back your debts and you have exhausted all other options open to you – such as debt relief orders or individual voluntary arrangements … Continue reading

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What Happens When You Don’t Pay Your Taxes UK

Posted on by Murray & Lamb

Tax evasion is where an individual or corporation illegally avoids paying their due tax. Tax discrepancies can be because of miscalculations or mistakes; however, deliberate misrepresentation can also occur where the taxpayer intentionally reports their income or profit to be less than it is, reducing the apparent taxable amount. This criminal behaviour applies to all … Continue reading

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How to Forecast Profit & Loss For Business Owners

Posted on by Murray & Lamb

Creating a profit and loss forecast is an important part of financial planning but can seem like a daunting prospect, especially for start-ups. Working out estimates for revenues and costs will ensure that your business plan is feasible and will allow you to make adjustments to allow profitability, or breaking even, in the face of … Continue reading

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What does an Accountant do?

Posted on by Murray & Lamb

What does an accountant do?  Everyone knows accountants work with numbers and deal with finances, but the role can be a lot more varied than most people expect. An accountant can be incredibly useful, giving you trustworthy guidance to help your business become more efficient, providing you with strategic advice and saving you money. In … Continue reading

Posted in Accountancy Advice, Finance, Income Tax, Payroll, Sage Software, Start Ups, Uncategorized | Leave a comment

Personal Allowance Explained

Posted on by Murray & Lamb

The vast majority of UK taxpayers are entitled to a personal allowance. However, not everyone is aware of what this is, or how it applies to them. This article shall explain what the personal allowance is, its variations and why you get it. What is it? Personal allowance is the amount of income an individual … Continue reading

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What Is Sage Software?

Posted on by Murray & Lamb

Thorough accounting organisation is absolutely essential for the continued success of your business. To achieve the best standards in accounting procedures, you’ll need to utilise the best tools in the field, such as Sage Accounting Software. But what is this program, and how it can help your business? Read on to find out more about … Continue reading

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4 Reasons That Bookkeeping Is Important

Posted on by Murray & Lamb

Running a business and keeping on top of its finances can prove an arduous task, especially if you fail to organise your accounts correctly – issues with your accounting can see your finances spiral out of control and ultimately bring down your business. For instance, poor bookkeeping practices could lead to you misrepresenting your profits … Continue reading

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Why Should I Modernise My Finances?

Posted on by Murray & Lamb

Having your finances in order is essential for any business, whether it’s small or large. However, there are a multitude of ways for you to organise your finances, with more efficient methods arising all the time. In this article, we’ll be looking at why you should consider modernising your finances to reap the benefits of … Continue reading

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Time Is Money – Top Management Tips

Posted on by Murray & Lamb

Managing a business is a tough affair. A lot of the time it’s about balance – balancing the needs of today against the needs of tomorrow. Careful management strategies are thus required to achieve this balance, and among them is diligent bookkeeping. With the right techniques you can ensure that your business is the success … Continue reading

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How to Achieve a Smooth Business Startup

Posted on by Murray & Lamb

A business start up can be a difficult thing to accomplish smoothly and efficiently. There are a whole host of things to consider and knowing the ins and outs of every fact is impossible without a helping hand. In the second of this month’s articles, therefore, we’ll be attempting to lay the groundwork for how … Continue reading

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